Canadian Dental
Care Plan
As of May 2025, the CDCP is open to all eligible Canadians — not just seniors and children. Olympic Park Smiles is proud to accept CDCP patients.
May 2025
Open to all ages
Previously limited to seniors and children — now all eligible Canadians can apply.
$90K
Income threshold
Families with adjusted net income under $90,000 and no private dental coverage may qualify.
$0
Co-pay under $70K
No co-payment required for families with income below $70,000.
What is the Canadian Dental Care Plan?
The CDCP is a federal government program designed to provide dental coverage for eligible Canadians who do not have access to private dental insurance and whose adjusted family net income is less than $90,000 per year.
It is not a free program — beneficiaries are required to make co-payments depending on their income level. Not all dental services are covered, and patients may owe amounts beyond what CDCP covers.
“As of May 2025, CDCP is no longer just for children and seniors — it is open to all age groups.”
Your share of the cost
Co-payments are based on your adjusted family net income:
Based on your 2024 tax return. Income thresholds are subject to federal review.
Do you qualify for the CDCP?
To be eligible, you must meet all of the following criteria:
Canadian Resident
You must be a Canadian resident with a valid Social Insurance Number (SIN).
No Private Coverage
You must not have access to private dental insurance through an employer, school, or other plan.
Income Under $90K
Your adjusted family net income must be less than $90,000 per year.
Filed 2024 Tax Return
You (and your spouse/common-law partner, if applicable) must have filed your 2024 income tax return.
What services are covered?
The CDCP covers a range of essential dental services. Coverage amounts may vary and some services require pre-authorization.
Not all dental services are covered. Patients may owe amounts beyond CDCP coverage.
When could you apply?
Dec 2023 – Mar 2024
Seniors 87, 77, and 72+
May 2024
Online portal opens — seniors 65+
June 2024
Disability Tax Credit recipients & children under 18
2025
All remaining eligible Canadians — all ages
To apply, visit Canada.ca/dental or call Service Canada at 1-833-537-4342. Once approved, bring your CDCP welcome letter to your appointment.
Ready to use your CDCP benefits?
Olympic Park Smiles is a registered CDCP provider. Book your appointment and bring your welcome letter — we'll handle the rest.